Aptus Benefits inc. is now AGA Benefit Solutions - Learn more

We’re an easy going office, but we’re technically particular.

When clarity is needed, time is scarce, and transparency is rarely more than a buzzword.

We’re particular because we give pension and benefits advice.

We give benefits advice because we care.

Benefits for the First Time?

First Time

You’re putting employee benefits in place for the first time and want to make sure you do it right. Whether you feel you have to do it, or you really want to do it, creating a benefit plan that has stable and affordable pricing needs just one thing; a consultant that’s on your side.

Needing a Custom Plan?

Employee benefit plans are not passive; to be valuable, they must be active. The business changes, the team changes, the industry changes and the options change. That’s why decision-makers reach out to Aptus to develop custom plans that account for the evolution of the business.

When it Gets Complicated…

The Benefits Team

There are times when things start to get complicated. Whether it is governance, working with collective agreements, large, sophisticated plans, or perhaps “special” situations, we help organizations find intelligent solutions to complex benefit challenges.

When you start a conversation with Aptus, the focus is clear: it’s on your business and the results you need to achieve. That may not sound earth-shattering, but it’s rather rare. It’s tempting for consultants of any kind to get to a solution for you, quickly. But there’s a cornerstone that makes it all work: Clarity.


When you provide employee benefits, it pays to be clear about 4 things:

  1. Be clear about the end goal, what you’re trying to achieve and the future impact.
  2. Be clear about how employee benefits work, so that you can make the most of them.
  3. Be clear about how to have the biggest impact through your benefits.
  4. Be clear about the financial underwriting, the costs, and what affects those costs.

Aptus Benefits is the benefits consulting firm that brings expert insight for people who want to make the best possible decisions.